Virginia at Louisville Betting Preview: 10-4-25

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Virginia at Louisville CFB Pick
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Virginia at Louisville Betting Preview – October 4, 2025

Game Details:

  • Matchup: Virginia Cavaliers (4-1) at Louisville Cardinals (4-0)
  • Date/Time: Saturday, October 4, 2025 at 3:30 PM EDT
  • Location: L&N Federal Credit Union Stadium, Louisville, KY
  • TV: ESPN2
  • Spread: Louisville -7.5
  • Total: 62.5 (MyBookie)

Series History Suggests Another Tight Contest

The Cardinals have dominated this ACC rivalry in recent years, winning seven of the last 11 meetings since 2014, including the last three straight. However, the numbers beneath the surface tell a different story. Seven of those 11 matchups were decided by a touchdown or less, including both of the last two contests. Most recently, Louisville escaped with a narrow 24-20 road win last season that failed to cover the spread.

This pattern of close games should give bettors pause before laying a full touchdown with the Cardinals.

Unbeaten Cardinals Face Schedule Scrutiny

Louisville enters this contest with an unblemished 4-0 record, but their résumé lacks substance. The Cardinals have struggled to cover the spread, posting a disappointing 1-3 ATS mark overall and an even more concerning 0-3 ATS record at home despite three straight-up home wins. They failed to cover against Eastern Kentucky (-38.5), James Madison (-15.5), and Bowling Green (-26.5) before finally covering as 6.5-point road favorites at Pittsburgh.

The Cardinals rank 24th nationally in scoring offense at 38.2 points per game and have shown solid defensive metrics, allowing just 18.8 points per contest (37th nationally). Quarterback Miller Moss has thrown for 1,029 yards with a 65.6% completion rate, while Isaac Brown leads the rushing attack with 268 yards.

Cavaliers Building Momentum After Statement Win

Virginia’s 4-1 record carries more weight after their thrilling 46-38 double-overtime win over No. 8 Florida State last Friday. That statement win came on the heels of a disappointing road loss at NC State, showing the Cavaliers’ ability to bounce back under pressure.

The offensive numbers are eye-opening: Virginia ranks 8th nationally in scoring at 45.6 points per game—a full 7.4 points better than Louisville. The Cavaliers are accumulating 539.6 total yards per contest, including 243.4 rushing yards and 296.2 passing yards. Quarterback Chandler Morris has been efficient with 1,279 passing yards and a 71.6% completion percentage, while J’Mari Taylor leads the ACC with seven touchdowns.

Virginia’s 4-1 ATS record stands in stark contrast to Louisville’s struggles against the number.

Key Trends Point Toward the Underdog

Several trends favor the Cavaliers getting the points:

Pro-Virginia Trends:

  • Virginia is 4-1 ATS this season
  • The Cavaliers have covered in each of their last six October games as an underdog
  • Virginia’s last seven road games against non-AP-ranked teams have gone OVER the total
  • The home team has covered in each of Virginia’s last six games (Louisville is home)
  • Virginia has won the first quarter in each of their last three conference games

Pro-Louisville Trends:

  • The Cardinals have won seven straight games dating back to last season
  • Louisville has won the third quarter in each of their last seven games
  • Virginia has lost four of their last five road games

Concerning Louisville Trends:

  • The Cardinals have failed to cover in five of their last six home games
  • Louisville is 1-3 ATS this season
  • Louisville has lost 24 of their last 30 games against AP-ranked teams
  • Virginia failed to cover in four of their last five games as an underdog

Model Projections Support Our Position

Our two proprietary models both suggest this game will be decided by less than a touchdown. The first model projects Louisville to win 33-27 (a six-point margin), while the second model has it even closer at 32-31 in favor of the home team. Both projections fall well short of the 7.5-point spread, creating clear value on the underdog.

Total Analysis

The Over looks appealing based on both teams’ offensive firepower. Virginia’s last seven road games against non-ranked opponents have sailed OVER the total, and with the Cavaliers averaging 45.6 points per game and Louisville putting up 38.2, the 62.5 number seems reachable. However, seven of Louisville’s last eight games as a favorite against teams from Virginia have gone UNDER, creating some hesitation.

The Bottom Line

While Louisville’s perfect record looks impressive on paper, the Cardinals have consistently failed to live up to expectations against the spread, particularly at home. Virginia brings a more explosive offense, recent momentum from beating a ranked opponent, and a strong ATS record into a series that has historically produced nail-biters.

With our models projecting a one-point margin and the history of close games in this matchup, getting 7.5 points with a Virginia team that scores more efficiently and covers more consistently presents significant value.

Our Pick: Virginia +7.5

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